Our Methodology

WageLegacy is built on one rule: only recommend what you actually know. Here is exactly how we approach every piece of content on this site.

Personal Experience First

Every major recommendation on this site – Dave Ramsey, Fidelity, Trezor, EveryDollar – comes from personal use. Jon has gone through Financial Peace University, opened Roth IRAs and 529s at Fidelity, and uses a Trezor for Bitcoin self custody. We do not recommend products we have not used.

Research for Everything Else

When we review something we have not personally used, we say so. We do thorough research, read real user reviews, and compare multiple options before making recommendations. If we are not confident, we point you to sources that are.

Affiliate Disclosure

Some links on this site are affiliate links, meaning we earn a commission if you sign up or purchase through our link – at no additional cost to you. We disclose affiliate relationships clearly. Affiliate status never affects our recommendations. We turn down affiliate opportunities for products we would not personally use.

No Paid Placements

Nobody pays to be featured on WageLegacy. Our recommendations are based on merit, not marketing budgets.

We Update Our Content

Financial products change. Rates change. Rules change. We review and update our content regularly to ensure accuracy. If you find something outdated, email jon@wagelegacy.com and we will fix it.

The Bottom Line

We are regular working people who figured out this stuff the hard way. We built the site we wish we had found when we were starting out. That is the standard everything is held to.