Build Wealth
Getting free is step one. Building wealth is what comes next. Roth IRAs, index funds, 401ks, and investing apps built for people who earn by the hour – not people with finance degrees.
How to Build Wealth on an Hourly Wage
New to investing? Start here. The big picture before you open any account.
How to Build Wealth on an Hourly Wage
The framework. How wealth actually gets built on a working income – without a trust fund or a finance degree.
Read article →Index Funds Explained for People Who Have Never Invested Before
What they are, why they work, and how to buy your first one.
Read article →How to Open a Roth IRA Step by Step
The most powerful retirement account for hourly workers. Here is how to open one even if you have never invested before.
Read article →Roth IRA vs Traditional IRA: Why I Chose the Roth and Never Looked Back
The key differences, who each one is for, and why I went Roth.
Read article →How to Invest in Your 401k as an Hourly Worker
Most people leave money on the table with their 401k. Here is how to use it right.
Read article →How to Allocate Your Roth IRA and 401k: A Simple Portfolio for Hourly Workers
You do not need 40 funds. Here is a simple allocation that works.
Read article →How to Start Investing With a Small Amount of Money
Starting small beats not starting. Here is how to put even $20 to work.
Read article →Robinhood Review: What It Gets Right and Where It Falls Short
I have used it. Here is an honest look at what works and what to watch out for.
Read article →Betterment Review 2026: Is It Worth It for Hourly Workers?
Automated investing with a fee. Is the convenience worth the cost?
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